ZIP 03908 Property Distress & Foreclosure Data

York County, Maine's ZIP 03908 registers 30/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). The most distinctive pressure shows up in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 67/100 against active distress of 6/100.

The market reads expansion — home values rose 5.2% year on year, and 28% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 3,133 housing units across 03908. 77% of housing is owner-occupied. The typical home is worth about $425,700 (3.9× income, relatively affordable). Vacancy runs 11.0%. The demographic-stress sub-score lands at 28/100. The poverty rate is 3.1% — low. Rent burden reaches 35% of tenant households. Around 39% of adults hold a bachelor's degree or higher. About 7,384 people live here, median age 40. At $97,927, median income runs above typical U.S. levels.

Net-net, 03908 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.