ZIP 03908 Foreclosure, Tax-Lien & Distress Report
York County, Maine · Distress market
ZIP code 03908 in York County, Maine carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). Leading the profile are structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 64/100 structural and 6/100 already moving.
The market reads peak — home values rose 4.2% year on year, and 28% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 3,133 housing units. Owners hold 77% of homes, renters 23%. A median home runs $425,700 here, or 3.9 times local income. The vacancy rate is 11.0%. On demographic stress specifically, 03908 scores 28/100. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 35% of tenant households. About 39% have a four-year degree. About 7,384 people live here, median age 40. At $97,927, median income runs above typical U.S. levels.
Net-net, 03908 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 03908 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 03908 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03908 can be compared directly against any other ZIP in York County, Maine or nationwide. 03908 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 03908's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 03908 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 03908
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
03908 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent York County ZIP reports
More distress data near 03908
Other reports tied to York County, Maine — ZIP, county and statewide.
See every distressed parcel in 03908
Every distressed parcel in 03908 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology