ZIP 03869 Property Distress & Foreclosure Data

ZIP code 03869 in Strafford County, New Hampshire carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (78/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural exposure scores 54 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, and 19% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

78% of housing is owner-occupied. There are about 1,087 housing units across 03869. The typical home is worth about $413,500 (4.4× income). Rent burden reaches 43% of tenant households. About 2,452 people live here, median age 40. Around 40% of adults hold a bachelor's degree or higher. Vacancy runs 5.5%. At $82,983, median income runs near typical U.S. levels. The poverty rate is 7.1% — low. The demographic-stress sub-score lands at 30/100.

Overall 03869 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.