ZIP 03869 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 03869 in Strafford County, New Hampshire comes in at 22, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (68/100)). Its heaviest discrete signals: construction/permit lag (67/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.3% year on year, and 19% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

78% of housing is owner-occupied. There are about 1,087 housing units across 03869. Home values center near $413,500, an affordability ratio of 4.4×. Rent burden reaches 43% of tenant households. 2,452 residents call 03869 home, typically aged 40. Around 40% of adults hold a bachelor's degree or higher. The vacancy rate is 5.5%. Median household income is $82,983, near the U.S. median near $78,000. 7.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 30/100.

Broadly, 03869 is a steadier market — the deals are the exceptions, not the rule. 03869 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 03869's 22/100 can be lined up against any neighbor in Strafford County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 03869 shows blanks, not estimates, wherever the record is sparse.

Each component behind 03869 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 03869 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.