ZIP 03820 Property Distress & Foreclosure Data

DLRadar grades ZIP 03820 (Strafford County, New Hampshire) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (78/100), structural risk (54/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (68/100). The latent-versus-live split is 54/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 29% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $92,793 — above the roughly $78,000 national figure. The ZIP holds roughly 15,453 housing units. Roughly 8.1% live below the poverty line. About 49% have a four-year degree. Around 40% of renters are cost-burdened. On demographic stress specifically, 03820 scores 31/100. A median home runs $436,100 here, or 4.3 times local income. 33,150 residents call 03820 home, typically aged 38. The vacancy rate is 2.8%. The tenure split is 51% owner-occupied to 49% rented.

On balance, 03820 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.