ZIP 03851 Property Distress & Foreclosure Data

In Strafford County, New Hampshire, ZIP 03851 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (68/100). On the structural side it scores 54/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year, and 25% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 7.3% — low. About 4,286 people live here, median age 46. The ZIP holds roughly 1,918 housing units. Around 43% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The typical home is worth about $314,300 (2.9× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 12.4% — elevated. At $98,750, median income runs above typical U.S. levels. 83% of housing is owner-occupied.

Net-net, 03851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.