ZIP 03851 Foreclosure, Tax-Lien & Distress Report
Strafford County, New Hampshire · High Vacancy market
ZIP code 03851 in Strafford County, New Hampshire carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (68/100). Structurally it carries 51/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 4.3% year on year, and 25% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.
Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 4,286 with a median age of 46. There are about 1,918 housing units across 03851. Around 43% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. A median home runs $314,300 here, or 2.9 times local income. About 17% have a four-year degree. The vacancy rate is 12.4% — elevated. At $98,750, median income runs above typical U.S. levels. 83% of housing is owner-occupied.
Net-net, 03851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 03851 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 03851's 22/100 can be lined up against any neighbor in Strafford County, New Hampshire or any ZIP coast to coast. Sparse data for 03851 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 22/100 for 03851 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 03851 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 03851 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 03851 distress snapshot
The live 03851 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Strafford County ZIP codes
More distress data near 03851
Additional distress intelligence spanning Strafford County, New Hampshire by ZIP, county and state.
Get the full acquisition report for 03851
Get every distressed property in 03851 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology