ZIP 03809 Property Distress & Foreclosure Data

Belknap County, New Hampshire's ZIP 03809 registers 11/100 composite distress, which DLRadar reads as minimal. Structural risk reads 23/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (23/100), construction/permit lag (15/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

The market reads expansion — home values rose 5.6% year on year, and 23% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $387,500 (3.6× income, relatively affordable). At $92,278, median income runs above typical U.S. levels. About 3,684 people live here, median age 54. The poverty rate is 4.3% — low. There are about 1,939 housing units across 03809. Rent burden reaches 22% of tenant households. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. Around 32% of adults hold a bachelor's degree or higher. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100.

Net-net, 03809 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.