ZIP 03276 Property Distress & Foreclosure Data

DLRadar grades ZIP 03276 (Merrimack County, New Hampshire) at a low 18/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (75/100)). Property-level stress concentrates in construction/permit lag (65/100), structural risk (39/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 39/100 against active distress of 1/100.

The expansion-phase market in 03276 posted values that rose 5.6% over the year, and 25% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $272,700, an affordability ratio of 3.1× — accessible. Rent burden reaches 30% of tenant households. Population is roughly 9,046 with a median age of 45. There are about 4,030 housing units across 03276. 9.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 26% bachelor's-or-above. Owners hold 69% of homes, renters 31%. Median household income is $79,270, near the U.S. median near $78,000.

On the whole, 03276 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.