ZIP 03220 Property Distress & Foreclosure Data

In Belknap County, New Hampshire, ZIP 03220 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (62/100). On the structural side it scores 23/100, with 2/100 of stress already active. Its standout signals are structural risk (23/100), construction/permit lag (16/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 37% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $78,151 — near the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. 7,376 residents call 03220 home, typically aged 49. Around 39% of renters are cost-burdened. On demographic stress specifically, 03220 scores 30/100. About 19% have a four-year degree. Roughly 11.0% live below the poverty line. The ZIP holds roughly 3,677 housing units. A median home runs $316,200 here, or 3.4 times local income. The vacancy rate is 16.8% — elevated.

Taken together, 03220 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.