ZIP 03237 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03237 (Belknap County, New Hampshire) returns a minimal composite of 12/100. The most distinctive pressure shows up in structural risk (25/100), construction/permit lag (22/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. Structural risk reads 25/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (62/100)).

The market reads peak — home values rose 4.3% year on year, and 19% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Around 0% of renters are cost-burdened. The poverty rate is 5.2% — low. Owners hold 94% of homes, renters 6%. Around 43% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,390 housing units. The vacancy rate is 25.1% — elevated. DLRadar's demographic-stress index for the area reads 19/100. 2,313 residents call 03237 home, typically aged 44. Households earn a median $107,353 — above the roughly $78,000 national figure. Home values center near $345,400, an affordability ratio of 3.0× — accessible.

On the whole, 03237 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 03237 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 03237's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 03237 shows blanks, not estimates, wherever the record is sparse.

Behind 03237's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 03237 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.