Belknap County, NH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Belknap County, New Hampshire? DLRadar grades every Belknap County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Belknap County breakdown.
- Belknap County's most distressed ZIP is 03254 at 24/100.
- 15 ZIP codes tracked in Belknap County, averaging 13/100 distress.
- Belknap County reads peak — home values up 4.3% year over year.
- Vacancy runs 30.7% across Belknap County's tracked ZIPs, with a 6.7% poverty rate.
- The typical Belknap County home is worth about $415,393 against a ~$87,430 median income.
- Lending headwind in Belknap County sits at 78/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 03254 | 24/100 |
| 2 | 03218 | 12/100 |
| 3 | 03220 | 12/100 |
| 4 | 03225 | 12/100 |
| 5 | 03226 | 12/100 |
| 6 | 03237 | 12/100 |
| 7 | 03246 | 12/100 |
| 8 | 03249 | 12/100 |
| 9 | 03253 | 12/100 |
| 10 | 03256 | 12/100 |
| 11 | 03269 | 12/100 |
| 12 | 03276 | 12/100 |
Most distressed ZIP codes in Belknap County (composite distress 0-100, 2026)
What is driving Belknap County distress
DLRadar builds Belknap County's distress picture only from records anyone can pull; its ZIPs average 13/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Belknap County market phase and pricing
Phase for Belknap County: peak (+4.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Belknap County
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What people ask
What is the hardest-hit ZIP in Belknap County?
ZIP 03254 leads Belknap County at 24/100, recomputed monthly from public records.
How would you describe the Belknap County market phase?
Phase for Belknap County: peak, tracking a 4.3% gain year over year, read off the FHFA index.
Can the Belknap County figures be verified?
Belknap County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 15 ZIPs are comparable to anywhere else.
How much do distress scores vary between Belknap County ZIP codes?
The county figure is a blend, not a description. Across the Belknap County ZIPs DLRadar ranks, scores run from 24/100 in 03254 down to 12/100 in 03276, against a Belknap County average of 13/100. Those 12 points separate the ZIPs worth working in Belknap County from the rest.
What do Belknap County home values and vacancy say about distressed supply?
The typical Belknap County home carries about $415,393 of value against a median household income near $87,430. Vacancy across Belknap County's tracked ZIPs runs 30.7% and the poverty rate is 6.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Belknap County's foreclosure and lien data and its 78/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.