ZIP 03218 Property Distress & Foreclosure Data

Composite property distress in 03218 (Belknap County, New Hampshire) lands at 11/100 — minimal on DLRadar's public-record scoring. Structural risk reads 23/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (23/100), construction/permit lag (15/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

The market reads expansion — home values rose 5.6% year on year, and 47% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,202 people live here, median age 43. The demographic-stress sub-score lands at 21/100. Vacancy runs 0.0%. The poverty rate is 6.3% — low. The typical home is worth about $346,900 (3.1× income, relatively affordable). There are about 432 housing units across 03218. 82% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. At $97,669, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households.

Overall 03218 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.