ZIP 03249 Property Distress & Foreclosure Data

DLRadar grades ZIP 03249 (Belknap County, New Hampshire) at a minimal 11/100 for overall property distress. Structural exposure scores 23 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (23/100), construction/permit lag (15/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (62/100)).

The expansion-phase market in 03249 posted values that rose 5.6% over the year, and 16% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 7,785 with a median age of 46. 6.2% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%. Educational attainment sits at 43% bachelor's-or-above. Home values center near $456,500, an affordability ratio of 3.4× — accessible. Vacancy runs 41.0%, above the national norm and a classic distress-and-opportunity signal. There are about 5,213 housing units across 03249. DLRadar's demographic-stress index for the area reads 33/100. Median household income is $115,423, above the U.S. median near $78,000. Rent burden reaches 66% of tenant households.

On the whole, 03249 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.