ZIP 03810 Foreclosure, Tax-Lien & Distress Report

Belknap County, New Hampshire's ZIP 03810 registers 12/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — climate & FEMA risk (62/100). What sets it apart are the readings on structural risk (25/100), construction/permit lag (22/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. Structural exposure scores 25 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 24% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $143,102 — above the roughly $78,000 national figure. The poverty rate is 1.6% — low. Population is roughly 2,269 with a median age of 57. The vacancy rate is 63.8% — elevated. The typical home is worth about $569,200 (4.0× income). There are about 2,675 housing units across 03810. Owners hold 97% of homes, renters 3%. Around 41% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 30/100.

On the whole, 03810 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 03810 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 03810 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03810 can be compared directly against any other ZIP in Belknap County, New Hampshire or nationwide. 03810 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 for 03810 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 03810 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.