ZIP 03894 Property Distress & Foreclosure Data

Composite property distress in 03894 (Carroll County, New Hampshire) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (71/100)). The sharpest non-environmental signals are structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (14/100). Structural exposure scores 49 and live distress 7 on the 0–100 scale.

The peak-phase market in 03894 posted values that rose 4.7% over the year, and 19% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 76% of homes, renters 24%. 8.3% of residents fall below the poverty threshold. Vacancy runs 37.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 30/100. Population is roughly 6,577 with a median age of 57. Rent burden reaches 4% of tenant households. Home values center near $548,600, an affordability ratio of 5.1×. There are about 4,371 housing units across 03894. Median household income is $84,660, near the U.S. median near $78,000. Educational attainment sits at 43% bachelor's-or-above.

On the whole, 03894 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.