ZIP 03894 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03894 (Carroll County, New Hampshire) returns a low composite of 24/100. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (70/100). What sets it apart are the readings on structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (24/100) register low. Latent structural risk is 53/100 while live distress already moving reads 7/100.

The peak-phase market in 03894 posted values that rose 3.9% over the year, and 19% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 76% of homes, renters 24%. Roughly 8.3% live below the poverty line. Vacancy runs 37.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 03894 scores 30/100. 6,577 residents call 03894 home, typically aged 57. Rent burden reaches 4% of tenant households. A median home runs $548,600 here, or 5.1 times local income. The ZIP holds roughly 4,371 housing units. Households earn a median $84,660 — near the roughly $78,000 national figure. Educational attainment sits at 43% bachelor's-or-above.

Taken together, 03894 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 03894 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 03894's 24/100 can be lined up against any neighbor in Carroll County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 03894 shows blanks, not estimates, wherever the record is sparse.

03894's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 03894 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.