ZIP 03872 Property Distress & Foreclosure Data

Carroll County, New Hampshire's ZIP 03872 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (71/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (14/100) register low. Structural exposure scores 49 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, and 18% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,890 people live here, median age 51. Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 11.0%. Around 33% of adults hold a bachelor's degree or higher. 94% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. There are about 2,478 housing units across 03872. At $91,563, median income runs above typical U.S. levels. The typical home is worth about $334,400 (3.5× income, relatively affordable). Rent burden reaches 68% of tenant households.

Net-net, 03872 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.