ZIP 03882 Property Distress & Foreclosure Data

ZIP code 03882 in Carroll County, New Hampshire carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (14/100). Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (71/100)). The latent-versus-live split is 49/100 structural and 7/100 already moving.

The peak-phase market in 03882 posted values that rose 4.7% over the year, and 44% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 19% of renters are cost-burdened. The vacancy rate is 39.2% — elevated. The ZIP holds roughly 942 housing units. Educational attainment sits at 22% bachelor's-or-above. Population is roughly 1,758 with a median age of 42. Home values center near $322,700, an affordability ratio of 3.6× — accessible. 13.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $77,426, near the U.S. median near $78,000. Owners hold 89% of homes, renters 11%.

On the whole, 03882 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.