ZIP 03882 Foreclosure, Tax-Lien & Distress Report

In Carroll County, New Hampshire, ZIP 03882 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (70/100). Latent structural risk is 53/100 while live distress already moving reads 7/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 44% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 19% of tenant households. The vacancy rate is 39.2% — elevated. The ZIP holds roughly 942 housing units. About 22% have a four-year degree. About 1,758 people live here, median age 42. Home values center near $322,700, an affordability ratio of 3.6× — accessible. The poverty rate is 13.3%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $77,426, near the U.S. median near $78,000. The tenure split is 89% owner-occupied to 11% rented.

Net-net, 03882 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 03882 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 03882 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03882 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 03882 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 03882 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.