ZIP 04068 Property Distress & Foreclosure Data

DLRadar grades ZIP 04068 (Oxford County, Maine) at a low 22/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (65/100)). Property-level stress concentrates in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (21/100). Structural risk reads 49/100 against active distress of 7/100.

The expansion-phase market in 04068 posted values that rose 6.1% over the year, and 46% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 774 housing units across 04068. Median household income is $58,333, below the U.S. median near $78,000. Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $226,100, an affordability ratio of 3.7× — accessible. Rent burden reaches 46% of tenant households. Owners hold 88% of homes, renters 12%. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 1,566 with a median age of 48. 11.9% of residents fall below the poverty threshold.

On the whole, 04068 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.