ZIP 04221 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 04221 in Oxford County, Maine comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). The split runs 58/100 structural to 7/100 active on the ground. What sets it apart are the readings on construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 04221 scores 33/100. The poverty rate is 9.1%. Population is roughly 1,072 with a median age of 42. The ZIP holds roughly 448 housing units. Owners hold 82% of homes, renters 18%. Educational attainment sits at 27% bachelor's-or-above. Median household income is $67,656, below the U.S. median near $78,000. The typical home is worth about $165,000 (2.9× income, relatively affordable). Rent burden reaches 62% of tenant households. Vacancy runs 24.5%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 04221 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04221 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 04221's 25/100 can be lined up against any neighbor in Oxford County, Maine or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 04221 reflects the current record instead of a stale or modeled snapshot.

04221's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04221 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.