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ZIP 04239 Foreclosure, Tax-Lien & Distress Report

Franklin County, Maine · Affordable market

Scored purely from public records, 04239 (Franklin County, Maine) returns a low composite of 16/100. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (33/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (18/100). Structural exposure scores 33 and live distress 5 on the 0–100 scale.

The peak-phase market in 04239 posted values that rose 2.0% over the year, and 30% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 85% owner-occupied to 15% rented. The poverty rate is 7.7%. There are about 1,948 housing units across 04239. The vacancy rate is 6.8%. Population is roughly 4,644 with a median age of 47. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 19/100. Rent burden reaches 10% of tenant households. Home values center near $168,600, an affordability ratio of 2.1× — accessible. At $77,575, median income runs near typical U.S. levels.

On balance 04239 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 04239 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 04239's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 04239 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 04239 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 04239 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

16/100
Composite stress
33/100
Structural risk
5/100
Distress activity

ZIP 04239 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk45
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 04239 Stress Report snapshot

The live 04239 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Franklin County ZIP codes

Related reports across Franklin County, Maine

Further distress data across Franklin County, Maine at ZIP, county and state level.

The complete 04239 distress and acquisition report

Pull every distressed parcel in 04239 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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