Franklin County, ME: Foreclosures, Tax Liens & Distressed Properties

Franklin County, ME, Maine: 18 ZIP codes scored, Franklin County, ME averaging 17/100 (low, Franklin, ME), from 16 to 23. Franklin County, ME is in its peak phase (Franklin, ME confidence 40/100): Franklin, ME home prices up 2.0% (Franklin, ME) over twelve months. Franklin County, ME lender headwind: 34/100.

Highest-scoring Franklin County, ME ZIPs: 04964 (23/100), 04224 (22/100), 04234 (16/100), 04239 (16/100), 04285 (16/100), 04294 (16/100). Also scored in Franklin County, ME: 04936, 04938, 04940, 04947, 04955, 04956, 04966, 04970, 04982, 04983.

Across Franklin County, ME's scored ZIPs: median home value $228,840, household income $60,158, 44.9% vacancy, 13.0% poverty, 82% owner-occupied, median age 48.2.

Franklin County, ME insurance distress 21/100 (#2,153 in the US); FEMA hazard 40/100 for Franklin, ME; 2 federal disaster declarations in Franklin County, ME since 2023; Franklin, ME construction distress 41/100.

5 banks with 12 branches lend in Franklin County, ME; Franklin, ME weighted bank stress 51/100, highest 94/100 in Franklin, ME.

Franklin County, ME unemployment 3.8% (Franklin, ME -0.1 pts, six months); 181 new housing units permitted in Franklin County, ME over twelve months, Franklin, ME up 10% from 165; Franklin, ME home prices +13.3% a year (Franklin, ME) over three years.

21,234 housing units in Franklin County, ME; 2,865 Franklin, ME renter households; 38% of Franklin, ME renters spend 30%+ of income on rent, 9% (Franklin, ME) half or more.

Franklin County, ME ranks #784 nationally on the opportunity index (Franklin, ME, among all ranked counties); Franklin, ME scores 32.0/100 and Franklin, ME sits #4 inside Maine. Franklin, ME is in the early_signal opportunity phase; Franklin, ME's primary driver is vacancy, Franklin, ME second driver bank institutional; Franklin, ME moved down 3 places. 8 short-sale listings across Franklin, ME; 30 days on market observed in Franklin, ME; 26.0% vacancy over 18 Franklin, ME ZIPs.

No CFPB county sample covers Franklin County, ME. The non-metro area reading for Franklin, ME: 1.1% ninety-plus days late; Franklin, ME's thirty-to-eighty-nine share is 2.1% (Franklin, ME, December 2025 data); Maine overall 0.9%.

Franklin County, ME has 4 watched banks; 4 Franklin, ME banks sit in an elevated band. Franklin, ME footprints: Franklin Savings Bank (6 branches, stress 43) in Franklin, ME; Skowhegan Savings Bank (3 branches, stress 43) in Franklin, ME; Bangor Savings Bank (1 branch, stress 94) in Franklin, ME.

HUD lists 1 assisted multifamily property in Franklin County, ME with 5 units; 5 Franklin, ME units are assisted.

8,559 of the 21,234 housing units in Franklin, ME sit vacant. Franklin County, ME permitted 0 multifamily units in twelve months; Franklin, ME's one-to-four unit structures added 181 units in Franklin County, ME.