ZIP 04285 Foreclosure, Tax-Lien & Distress Report
Franklin County, Maine · High Vacancy market
DLRadar grades ZIP 04285 (Franklin County, Maine) at a low 16/100 for overall property distress. On the structural side it scores 33/100, with 5/100 of stress already active. What sets it apart are the readings on construction/permit lag (45/100), structural risk (33/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (18/100) stay muted.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $64,118, below the U.S. median near $78,000. 8.6% of residents fall below the poverty threshold. The ZIP holds roughly 635 housing units. The vacancy rate is 67.1% — elevated. About 43% have a four-year degree. Home values center near $268,600, an affordability ratio of 3.6× — accessible. The tenure split is 92% owner-occupied to 8% rented. The demographic-stress sub-score lands at 36/100. Rent burden reaches 64% of tenant households. About 513 people live here, median age 58.
Net-net, 04285 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04285 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 04285's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 04285, the field stays empty rather than modeled, and fills in as new documents post.
The 16/100 figure for 04285 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 04285 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 04285
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
04285 at a glance
The live 04285 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 04285
Every distressed parcel in 04285 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology