ZIP 04224 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
ZIP code 04224 in Oxford County, Maine carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (48/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (20/100) stay muted. Structural risk reads 48/100 against active distress of 6/100.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 13.3%. 85% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 27/100. The typical home is worth about $156,800 (1.9× income, relatively affordable). About 21% have a four-year degree. About 3,077 people live here, median age 45. Households earn a median $67,109 — below the roughly $78,000 national figure. There are about 1,380 housing units across 04224. Rent burden reaches 46% of tenant households.
Net-net, 04224 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04224 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 04224 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 04224, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 figure for 04224 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 04224 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 04224 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 04224 Stress Report snapshot
The live 04224 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Oxford County
Related reports across Oxford County, Maine
Other reports tied to Oxford County, Maine — ZIP, county and statewide.
Open the complete 04224 acquisition file
Pull every distressed parcel in 04224 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology