ZIP 04294 Foreclosure, Tax-Lien & Distress Report

Franklin County, Maine's ZIP 04294 registers 16/100 composite distress, which DLRadar reads as low. The split runs 33/100 structural to 5/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (40/100), structural risk (33/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (18/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 34% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 28% have a four-year degree. Rent burden reaches 42% of tenant households. Households earn a median $61,016 — below the roughly $78,000 national figure. The typical home is worth about $198,800 (3.0× income, relatively affordable). Roughly 12.7% live below the poverty line. 3,978 residents call 04294 home, typically aged 43. On demographic stress specifically, 04294 scores 30/100. There are about 1,953 housing units across 04294. The vacancy rate is 15.3% — elevated. The tenure split is 78% owner-occupied to 22% rented.

Net-net, 04294 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04294 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 04294 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04294 can be compared directly against any other ZIP in Franklin County, Maine or nationwide. The score is rebuilt from public data as it updates, so 04294 reflects the current record instead of a stale or modeled snapshot.

Each component behind 04294 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 04294 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.