ZIP 04970 Foreclosure, Tax-Lien & Distress Report

Franklin County, Maine's ZIP 04970 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (33/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (18/100) stay muted. Structural risk reads 33/100 against active distress of 5/100.

The peak-phase market in 04970 posted values that rose 2.0% over the year, and 100% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,211 housing units across 04970. Rent burden reaches 37% of tenant households. The tenure split is 71% owner-occupied to 29% rented. The demographic-stress sub-score lands at 38/100. A median home runs $422,500 here, or 4.9 times local income. Vacancy runs 68.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $58,182 — below the roughly $78,000 national figure. Educational attainment sits at 31% bachelor's-or-above. 1,420 residents call 04970 home, typically aged 56. 5.2% of residents fall below the poverty threshold.

Net-net, 04970 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04970 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 04970 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Franklin County, Maine and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 04970 shows blanks, not estimates, wherever the record is sparse.

Each component behind 04970 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 04970 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.