ZIP 04982 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04982 (Franklin County, Maine) at a low 16/100 for overall property distress. The latent-versus-live split is 33/100 structural and 5/100 already moving. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (33/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (18/100) register low.

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $30,469 — below the roughly $78,000 national figure. The typical home is worth about $257,100 (7.7× income, severely stretched). Rent burden reaches 45% of tenant households. The ZIP holds roughly 562 housing units. Roughly 28.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 56/100. Around 20% of adults hold a bachelor's degree or higher. 45% of housing is owner-occupied. Population is roughly 261 with a median age of 48. Vacancy runs 67.3%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 04982 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04982 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 04982's 16/100 can be lined up against any neighbor in Franklin County, Maine or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 04982 shows blanks, not estimates, wherever the record is sparse.

The 16/100 for 04982 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 04982 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.