ZIP 04961 Property Distress & Foreclosure Data

Somerset County, Maine's ZIP 04961 registers 23/100 composite distress, which DLRadar reads as low. Structural exposure scores 49 and live distress 4 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100).

The market reads expansion — home values rose 6.1% year on year, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 795 people live here, median age 56. 94% of housing is owner-occupied. The typical home is worth about $162,100 (3.3× income, relatively affordable). Vacancy runs 59.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 94% of tenant households. The poverty rate is 17.2% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher. At $44,000, median income runs below typical U.S. levels. There are about 987 housing units across 04961. The demographic-stress sub-score lands at 42/100.

Net-net, 04961 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.