ZIP 04965 Property Distress & Foreclosure Data

Composite property distress in 04965 (Somerset County, Maine) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 49 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (68/100)). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100).

The expansion-phase market in 04965 posted values that rose 6.1% over the year, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 5.0%. Owners hold 82% of homes, renters 18%. Home values center near $154,900, an affordability ratio of 2.5× — accessible. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $49,261, below the U.S. median near $78,000. Population is roughly 2,150 with a median age of 37. There are about 927 housing units across 04965. Rent burden reaches 44% of tenant households. 8.9% of residents fall below the poverty threshold.

On balance 04965 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.