ZIP 04965 Foreclosure, Tax-Lien & Distress Report

Somerset County, Maine's ZIP 04965 registers 23/100 composite distress, which DLRadar reads as low. Structural exposure scores 50 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (68/100)). The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (14/100) register low.

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.0%. 82% of housing is owner-occupied. The typical home is worth about $154,900 (2.5× income, relatively affordable). Educational attainment sits at 17% bachelor's-or-above. The demographic-stress sub-score lands at 27/100. Households earn a median $49,261 — below the roughly $78,000 national figure. About 2,150 people live here, median age 37. The ZIP holds roughly 927 housing units. Rent burden reaches 44% of tenant households. Roughly 8.9% live below the poverty line.

Overall, 04965 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 04965 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 04965's 23/100 can be lined up against any neighbor in Somerset County, Maine or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 04965 reflects the current record instead of a stale or modeled snapshot.

Behind 04965's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 04965 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.