ZIP 04979 Foreclosure, Tax-Lien & Distress Report

ZIP 04979's composite property-distress score is 23/100 - DLRadar classes that as low for Somerset County, Maine. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The split runs 50/100 structural to 4/100 active on the ground. What sets it apart are the readings on construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (14/100) register low.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $183,600 (3.2× income, relatively affordable). 9.0% of residents fall below the poverty threshold. There are about 604 housing units across 04979. Around 19% of renters are cost-burdened. The vacancy rate is 33.2% — elevated. The demographic-stress sub-score lands at 25/100. About 35% have a four-year degree. The tenure split is 91% owner-occupied to 9% rented. Median household income is $56,136, below the U.S. median near $78,000. About 919 people live here, median age 47.

On the whole, 04979 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04979 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 04979 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 04979 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Maine. Every figure is auditable to a public dataset and refreshed on ingest; 04979 shows blanks, not estimates, wherever the record is sparse.

Each component behind 04979 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 04979 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.