ZIP 04957 Foreclosure, Tax-Lien & Distress Report

Somerset County, Maine's ZIP 04957 registers 23/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (68/100)). Structurally it carries 50/100, against 4/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (14/100) stay muted.

The peak-phase market in 04957 posted values that rose 2.0% over the year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $66,099, median income runs below typical U.S. levels. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. 26.4% of residents fall below the poverty threshold. Around 7% of renters are cost-burdened. On demographic stress specifically, 04957 scores 27/100. Population is roughly 4,090 with a median age of 41. Educational attainment sits at 19% bachelor's-or-above. 83% of housing is owner-occupied. Home values center near $179,100, an affordability ratio of 2.8× — accessible. There are about 2,123 housing units across 04957.

Taken together, 04957 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04957 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 04957 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 04957 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Maine. Nothing here is interpolated — where a source is thin for 04957, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

04957's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 04957 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.