ZIP 04957 Property Distress & Foreclosure Data

Somerset County, Maine's ZIP 04957 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (68/100). The latent-versus-live split is 49/100 structural and 4/100 already moving. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $66,099 — below the roughly $78,000 national figure. The vacancy rate is 16.1% — elevated. Roughly 26.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 7% of renters are cost-burdened. On demographic stress specifically, 04957 scores 27/100. 4,090 residents call 04957 home, typically aged 41. About 19% have a four-year degree. The tenure split is 83% owner-occupied to 17% rented. A median home runs $179,100 here, or 2.8 times local income. The ZIP holds roughly 2,123 housing units.

Taken together, 04957 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.