ZIP 04912 Foreclosure, Tax-Lien & Distress Report
Somerset County, Maine · High Vacancy market
Scored purely from public records, 04912 (Somerset County, Maine) returns a low composite of 23/100. Structural risk reads 50/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (68/100)). Its heaviest discrete signals: construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (14/100) stay muted.
The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 937 people live here, median age 45. The ZIP holds roughly 521 housing units. Owners hold 96% of homes, renters 4%. Vacancy runs 35.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 100% of tenant households. DLRadar's demographic-stress index for the area reads 40/100. The poverty rate is 23.0% — high, a tax-stress and distress correlate. Around 18% of adults hold a bachelor's degree or higher. Home values center near $158,300, an affordability ratio of 2.4× — accessible. At $57,321, median income runs below typical U.S. levels.
Taken together, 04912 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04912 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 04912 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04912 can be compared directly against any other ZIP in Somerset County, Maine or nationwide. Sparse data for 04912 shows as blanks, never estimates, and the score updates on every fresh public filing.
04912's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04912 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 04912’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 04912 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04912, the same set carried on every parcel.
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Related ZIP, county and statewide reads linked to Somerset County, Maine.
Unlock the full ZIP 04912 acquisition report
Every distressed parcel in 04912 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology