ZIP 04976 Property Distress & Foreclosure Data

ZIP code 04976 in Somerset County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (14/100) register low. Structural exposure scores 49 and live distress 4 on the 0–100 scale.

The market reads expansion — home values rose 6.1% year on year, and 42% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,117 people live here, median age 42. The poverty rate is 14.9%. Vacancy runs 8.4%. 68% of housing is owner-occupied. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. There are about 5,130 housing units across 04976. Rent burden reaches 35% of tenant households. The typical home is worth about $165,000 (2.9× income, relatively affordable). At $55,245, median income runs below typical U.S. levels.

Net-net, 04976 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.