ZIP 04976 Foreclosure, Tax-Lien & Distress Report

In Somerset County, Maine, ZIP 04976 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (14/100) register low. Structural risk reads 50/100 against active distress of 4/100.

The peak-phase market in 04976 posted values that rose 2.0% over the year, and 42% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 10,117 with a median age of 42. 14.9% of residents fall below the poverty threshold. Vacancy runs 8.4%. Owners hold 68% of homes, renters 32%. Around 24% of adults hold a bachelor's degree or higher. On demographic stress specifically, 04976 scores 29/100. There are about 5,130 housing units across 04976. Around 35% of renters are cost-burdened. A median home runs $165,000 here, or 2.9 times local income. At $55,245, median income runs below typical U.S. levels.

On balance 04976 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 04976 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 04976's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 04976, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

04976's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 04976 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.