ZIP 04985 Property Distress & Foreclosure Data

ZIP code 04985 in Somerset County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (14/100) register low. Structural risk reads 49/100 against active distress of 4/100.

The market reads expansion — home values rose 6.1% year on year, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 28/100. The poverty rate is 3.7% — low. At $83,750, median income runs near typical U.S. levels. About 163 people live here, median age 40. The typical home is worth about $287,000 (3.1× income, relatively affordable). Around 48% of adults hold a bachelor's degree or higher. There are about 447 housing units across 04985. 95% of housing is owner-occupied. Vacancy runs 81.3%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 04985 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.