ZIP 04478 Foreclosure, Tax-Lien & Distress Report
Somerset County, Maine · High Vacancy market
Scored on a fixed 0-100 scale, 04478 (Somerset County, Maine) returns a low composite of 22/100. The pressure is most legible in construction/permit lag (73/100), structural risk (47/100), institutional ownership (25/100). institutional ownership (25/100) and mortgage stress (15/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (63/100)). Structural risk reads 47/100 against active distress of 5/100.
The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 29% have a four-year degree. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. Around 100% of renters are cost-burdened. The typical home is worth about $379,300 (6.3× income). About 491 people live here, median age 66. The demographic-stress sub-score lands at 50/100. Median household income is $58,750, below the U.S. median near $78,000. There are about 875 housing units across 04478. The vacancy rate is 73.7% — elevated. Owners hold 88% of homes, renters 12%.
Taken together, 04478 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04478 is not published yet -- the ZIP-level readings above remain fully sourced.
The 04478 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 04478 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Maine. 04478 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 for 04478 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 04478 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 04478’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 04478 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Somerset County
Nearest ZIP codes to 04478
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 04478
Additional distress intelligence spanning Somerset County, Maine by ZIP, county and state.
Unlock parcel-level detail for ZIP 04478
Every distressed parcel in 04478 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology