ZIP 04945 Property Distress & Foreclosure Data

In Somerset County, Maine, ZIP 04945 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (68/100). Its standout signals are construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted. Structural risk reads 49/100 against active distress of 4/100.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,270 residents call 04945 home, typically aged 53. The tenure split is 90% owner-occupied to 10% rented. A median home runs $197,000 here, or 2.6 times local income. Roughly 12.5% live below the poverty line. Vacancy runs 46.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 04945 scores 25/100. Rent burden reaches 14% of tenant households. There are about 1,209 housing units across 04945. About 29% have a four-year degree. Households earn a median $57,661 — below the roughly $78,000 national figure.

Taken together, 04945 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.