ZIP 04975 Foreclosure, Tax-Lien & Distress Report
Somerset County, Maine · High Poverty market
ZIP code 04975 in Somerset County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100). Latent structural risk is 50/100 while live distress already moving reads 0/100. Climate and flood risk are elevated too — climate & FEMA risk (68/100).
The market reads peak — home values rose 2.0% year on year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
49 residents call 04975 home, typically aged 69. The ZIP holds roughly 21 housing units. Owners hold 100% of homes, renters 0%. Around 49% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 18/100. 24.5% of residents fall below the poverty threshold.
On the whole, 04975 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 04975 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 04975 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Maine. Nothing here is interpolated — where a source is thin for 04975, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 figure for 04975 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04975 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 04975’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 04975 Stress Report snapshot
A live read on 04975: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Somerset County
Related reports across Somerset County, Maine
Further distress data across Somerset County, Maine at ZIP, county and state level.
See every distressed parcel in 04975
Pull every distressed parcel in 04975 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology