ZIP 04922 Property Distress & Foreclosure Data

In Waldo County, Maine, ZIP 04922 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). On the structural side it scores 53/100, with 7/100 of stress already active. Its standout signals are institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (23/100) register low.

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 14.3%. The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 672 housing units. The vacancy rate is 26.9% — elevated. Around 54% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. 90% of housing is owner-occupied. The typical home is worth about $178,100 (2.5× income, relatively affordable). At $59,615, median income runs below typical U.S. levels. About 969 people live here, median age 51.

Net-net, 04922 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
53/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 04922

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk44
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Waldo County

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Deterministic. Every signal traces to a public dataset · methodology