ZIP 04987 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04987 (Waldo County, Maine) returns a low composite of 25/100. Structural exposure scores 57 and live distress 7 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (65/100), structural risk (57/100), institutional ownership (47/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $213,000 here, or 4.1 times local income. Roughly 22.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 29% bachelor's-or-above. Population is roughly 917 with a median age of 51. Median household income is $47,321, below the U.S. median near $78,000. The ZIP holds roughly 524 housing units. Rent burden reaches 41% of tenant households. The tenure split is 92% owner-occupied to 8% rented. The demographic-stress sub-score lands at 33/100.

On the whole, 04987 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04987 at the moment; the composite and its components are still built from verifiable public records.

Whether 04987 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04987 can be compared directly against any other ZIP in Waldo County, Maine or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 04987 shows blanks, not estimates, wherever the record is sparse.

Each component behind 04987 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 04987 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.