Waldo County, ME: Foreclosures, Tax Liens & Distressed Properties
Waldo County, ME, Maine: 18 ZIP codes scored, Waldo County, ME averaging 24/100 (low, Waldo, ME). Waldo County, ME is in its peak phase (Waldo, ME confidence 40/100): Waldo, ME home prices up 2.0% (Waldo, ME) over twelve months. Waldo County, ME lender headwind: 100/100.
Highest-scoring Waldo County, ME ZIPs: 04354 (24/100), 04438 (24/100), 04496 (24/100), 04848 (24/100), 04849 (24/100), 04915 (24/100). Also scored in Waldo County, ME: 04921, 04922, 04941, 04949, 04951, 04952, 04973, 04974, 04981, 04986.
Across Waldo County, ME's scored ZIPs: median home value $240,478, household income $70,125, 21.3% vacancy, 13.1% poverty, 84% owner-occupied, median age 45.9.
Waldo County, ME insurance distress 66/100 (#736 in the US); FEMA hazard 52/100 for Waldo, ME; 4 federal disaster declarations in Waldo County, ME since 2023; 11 Waldo, ME NFIP flood claims, $617K paid; Waldo, ME construction distress 54/100.
4 banks with 8 branches lend in Waldo County, ME; Waldo, ME weighted bank stress 79/100, highest 94/100 in Waldo, ME.
Waldo County, ME unemployment 3.4% (Waldo, ME -1.6 pts, six months); 145 new housing units permitted in Waldo County, ME over twelve months, Waldo, ME down 4% from 151; Waldo, ME home prices +11.6% a year (Waldo, ME) over three years.
22,252 housing units in Waldo County, ME; 3,335 Waldo, ME renter households; 39% of Waldo, ME renters spend 30%+ of income on rent, 18% (Waldo, ME) half or more.
Waldo County, ME ranks #794 nationally on the opportunity index (Waldo, ME, among all ranked counties); Waldo, ME scores 32.0/100 and Waldo, ME sits #4 inside Maine. Waldo, ME is in the early_signal opportunity phase; Waldo, ME's primary driver is vacancy, Waldo, ME second driver construction; Waldo, ME moved up 57 places. 17 short-sale listings across Waldo, ME; 54 days on market observed in Waldo, ME; 19.0% vacancy over 18 Waldo, ME ZIPs.
No CFPB county sample covers Waldo County, ME. The non-metro area reading for Waldo, ME: 1.1% ninety-plus days late; Waldo, ME's thirty-to-eighty-nine share is 2.1% (Waldo, ME, December 2025 data); Maine overall 0.9%.
Waldo County, ME has 3 watched banks; 3 Waldo, ME banks sit in an elevated band. Waldo, ME footprints: Bangor Savings Bank (4 branches, stress 94) in Waldo, ME; Camden National Bank (2 branches, stress 61) in Waldo, ME; First National Bank (1 branch, stress 72) in Waldo, ME.
HUD lists 2 assisted multifamily properties in Waldo County, ME with 38 units; 37 Waldo, ME units are assisted.
4,782 of the 22,252 housing units in Waldo, ME sit vacant. Waldo County, ME permitted 3 multifamily units in twelve months; Waldo, ME's one-to-four unit structures added 142 units in Waldo County, ME.