ZIP 04849 Foreclosure, Tax-Lien & Distress Report

In Waldo County, Maine, ZIP 04849 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). Structural exposure scores 57 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (57/100), institutional ownership (47/100). mortgage stress (23/100) stay muted.

The market reads peak — home values rose 2.0% year on year, and 35% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 48% of adults hold a bachelor's degree or higher. 3,898 residents call 04849 home, typically aged 54. The poverty rate is 6.7% — low. 86% of housing is owner-occupied. The ZIP holds roughly 2,552 housing units. The demographic-stress sub-score lands at 30/100. At $79,051, median income runs near typical U.S. levels. Vacancy runs 29.6%, above the national norm and a classic distress-and-opportunity signal. Around 44% of renters are cost-burdened. Home values center near $360,600, an affordability ratio of 4.0×.

Taken together, 04849 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04849 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 04849's 25/100 can be lined up against any neighbor in Waldo County, Maine or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 04849, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

04849's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 04849 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.