ZIP 04849 Property Distress & Foreclosure Data

Waldo County, Maine's ZIP 04849 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). On the structural side it scores 53/100, with 7/100 of stress already active. The most distinctive pressure shows up in institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 35% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 48% have a four-year degree. 3,898 residents call 04849 home, typically aged 54. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 86% owner-occupied to 14% rented. The ZIP holds roughly 2,552 housing units. On demographic stress specifically, 04849 scores 30/100. Households earn a median $79,051 — near the roughly $78,000 national figure. The vacancy rate is 29.6% — elevated. Around 44% of renters are cost-burdened. A median home runs $360,600 here, or 4.0 times local income.

Taken together, 04849 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.