ZIP 04642 Foreclosure, Tax-Lien & Distress Report
Hancock County, Maine · High Vacancy market
DLRadar grades ZIP 04642 (Hancock County, Maine) at a low 24/100 for overall property distress. On the structural side it scores 55/100, with 8/100 of stress already active. Property-level stress concentrates in structural risk (55/100), institutional ownership (51/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (26/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100)).
The peak-phase market in 04642 posted values that rose 2.0% over the year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 53.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 12.4% live below the poverty line. Home values center near $384,600. There are about 286 housing units across 04642. Around 23% of renters are cost-burdened. Educational attainment sits at 47% bachelor's-or-above. Population is roughly 194 with a median age of 63. The demographic-stress sub-score lands at 49/100. The tenure split is 73% owner-occupied to 27% rented. At $61,406, median income runs below typical U.S. levels.
On the whole, 04642 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 04642's 24/100 can be lined up against any neighbor in Hancock County, Maine or any ZIP coast to coast. Sparse data for 04642 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 04642's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 04642 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 04642 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 04642 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04642, the same set carried on every parcel.
Adjacent Hancock County ZIP reports
Nearest ZIP codes to 04642
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Hancock County, Maine.
Get the full acquisition report for 04642
The full 04642 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology