ZIP 04476 Property Distress & Foreclosure Data

ZIP code 04476 in Hancock County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (26/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 56/100 structural and 8/100 already moving.

The expansion-phase market in 04476 posted values that rose 6.1% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 792 housing units. The vacancy rate is 31.3% — elevated. Around 79% of renters are cost-burdened. Educational attainment sits at 33% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 40/100. Home values center near $296,400, an affordability ratio of 5.0×. 11.7% of residents fall below the poverty threshold. Owners hold 89% of homes, renters 11%. Median household income is $52,500, below the U.S. median near $78,000. Population is roughly 1,127 with a median age of 58.

On the whole, 04476 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.