Hancock County, ME: Foreclosures, Tax Liens & Distressed Properties

Hancock County, ME, Maine: 41 ZIP codes scored, Hancock County, ME averaging 24/100 (low, Hancock, ME), from 21 to 25. Hancock County, ME is in its peak phase (Hancock, ME confidence 40/100): Hancock, ME home prices up 2.0% (Hancock, ME) over twelve months. Hancock County, ME lender headwind: 70/100.

Highest-scoring Hancock County, ME ZIPs: 04429 (25/100), 04408 (24/100), 04416 (24/100), 04421 (24/100), 04431 (24/100), 04472 (24/100). Also scored in Hancock County, ME: 04476, 04605, 04607, 04609, 04612, 04613, 04614, 04616, 04617, 04624.

Across Hancock County, ME's scored ZIPs: median home value $357,989, household income $72,694, 46.1% vacancy, 9.1% poverty, 82% owner-occupied, median age 52.3.

Hancock County, ME insurance distress 66/100 (#743 in the US); FEMA hazard 52/100 for Hancock, ME; 4 federal disaster declarations in Hancock County, ME since 2023; 33 Hancock, ME NFIP flood claims, $866K paid; Hancock, ME construction distress 36/100.

8 banks with 29 branches lend in Hancock County, ME; Hancock, ME weighted bank stress 66/100, highest 94/100 in Hancock, ME.

Hancock County, ME unemployment 2.8% (Hancock, ME -2.7 pts, six months); 292 new housing units permitted in Hancock County, ME over twelve months, Hancock, ME up 14% from 256; Hancock, ME home prices +14.1% a year (Hancock, ME) over three years.

40,765 housing units in Hancock County, ME; 5,301 Hancock, ME renter households; 43% of Hancock, ME renters spend 30%+ of income on rent, 20% (Hancock, ME) half or more.

Hancock County, ME ranks #589 nationally on the opportunity index (Hancock, ME, among all ranked counties); Hancock, ME scores 33.0/100 and Hancock, ME sits #3 inside Maine. Hancock, ME is in the overheated opportunity phase; Hancock, ME's primary driver is vacancy, Hancock, ME second driver bank institutional; Hancock, ME moved down 143 places. 15 short-sale listings across Hancock, ME; 55 days on market observed in Hancock, ME; 34.5% vacancy over 41 Hancock, ME ZIPs.

No CFPB county sample covers Hancock County, ME. The non-metro area reading for Hancock, ME: 1.1% ninety-plus days late; Hancock, ME's thirty-to-eighty-nine share is 2.1% (Hancock, ME, December 2025 data); Maine overall 0.9%.

Hancock County, ME has 7 watched banks; 7 Hancock, ME banks sit in an elevated band. Hancock, ME footprints: Bar Harbor Bank&Trust (8 branches, stress 53) in Hancock, ME; Camden National Bank (7 branches, stress 61) in Hancock, ME; First National Bank (5 branches, stress 72) in Hancock, ME.

HUD lists 4 assisted multifamily properties in Hancock County, ME with 98 units; 96 Hancock, ME units are assisted, 3 Hancock, ME properties under project-based Section 8.

15,193 of the 40,765 housing units in Hancock, ME sit vacant. Hancock County, ME permitted 10 multifamily units in twelve months; Hancock, ME's one-to-four unit structures added 282 units in Hancock County, ME.