ZIP 04681 Foreclosure, Tax-Lien & Distress Report

ZIP code 04681 in Hancock County, Maine carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). By contrast, mortgage stress (26/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (87/100)). Structural exposure scores 55 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

78% of housing is owner-occupied. The poverty rate is 8.4%. At $60,147, median income runs below typical U.S. levels. Around 23% of renters are cost-burdened. There are about 852 housing units across 04681. The vacancy rate is 41.7% — elevated. Around 30% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. A median home runs $306,700 here, or 3.5 times local income. Population is roughly 906 with a median age of 57.

On the whole, 04681 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04681 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 04681 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 04681 reflects the current record instead of a stale or modeled snapshot.

04681's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 04681 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.