ZIP 04429 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04429 (Hancock County, Maine) returns a low composite of 25/100. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (67/100). Latent structural risk is 57/100 while live distress already moving reads 6/100. Property-level stress concentrates in structural risk (57/100), construction/permit lag (51/100), institutional ownership (42/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, 1.7% off the recent peak, and 18% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 26% of renters are cost-burdened. Educational attainment sits at 42% bachelor's-or-above. Households earn a median $92,223 — above the roughly $78,000 national figure. The ZIP holds roughly 3,022 housing units. Vacancy runs 24.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 04429 scores 22/100. 4.0% of residents fall below the poverty threshold. 95% of housing is owner-occupied. About 4,993 people live here, median age 49. The typical home is worth about $313,600 (2.9× income, relatively affordable).

On the whole, 04429 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 04429 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04429 can be compared directly against any other ZIP in Hancock County, Maine or nationwide. Nothing here is interpolated — where a source is thin for 04429, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 04429 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 04429 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.