ZIP 04474 Property Distress & Foreclosure Data

Composite property distress in 04474 (Penobscot County, Maine) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). On the structural side it scores 56/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak, and 31% higher over three years (phase confidence 56/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $92,583 — above the roughly $78,000 national figure. About 40% have a four-year degree. On demographic stress specifically, 04474 scores 17/100. 3,837 residents call 04474 home, typically aged 50. The ZIP holds roughly 1,754 housing units. A median home runs $309,000 here, or 2.6 times local income. Around 0% of renters are cost-burdened. The vacancy rate is 8.2%.

Overall, 04474 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.