ZIP 04474 Foreclosure, Tax-Lien & Distress Report

In Penobscot County, Maine, ZIP 04474 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The split runs 56/100 structural to 5/100 active on the ground.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, and 31% higher over three years, at 44/100 phase confidence. A cooling market tends to open discount-to-value windows.

4.3% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. Households earn a median $92,583 — above the roughly $78,000 national figure. Around 40% of adults hold a bachelor's degree or higher. On demographic stress specifically, 04474 scores 17/100. About 3,837 people live here, median age 50. There are about 1,754 housing units across 04474. A median home runs $309,000 here, or 2.6 times local income. Around 0% of renters are cost-burdened. Vacancy runs 8.2%.

Taken together, 04474 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 04474 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 04474 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 04474 stays directly comparable to neighboring ZIPs and the rest of Penobscot County, Maine. The score is rebuilt from public data as it updates, so 04474 reflects the current record instead of a stale or modeled snapshot.

Behind 04474's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 04474 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.