ZIP 04487 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 04487 in Penobscot County, Maine comes in at 25, a low composite-distress reading. Its heaviest discrete signals: structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (17/100). The split runs 56/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak (phase confidence 44/100). A cooling market tends to open discount-to-value windows.

Median household income is $41,136, below the U.S. median near $78,000. The demographic-stress sub-score lands at 32/100. The vacancy rate is 61.5% — elevated. About 742 people live here, median age 55. 18.2% of residents fall below the poverty threshold. A median home runs $109,200 here, or 2.1 times local income. Rent burden reaches 44% of tenant households. 96% of housing is owner-occupied. Educational attainment sits at 11% bachelor's-or-above. The ZIP holds roughly 971 housing units.

On the whole, 04487 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 04487 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Penobscot County, Maine and the nation. Sparse data for 04487 shows as blanks, never estimates, and the score updates on every fresh public filing.

04487's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 04487 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.