ZIP 04487 Property Distress & Foreclosure Data

DLRadar grades ZIP 04487 (Penobscot County, Maine) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). By contrast, mortgage stress (17/100) register low. The latent-versus-live split is 56/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).

The market reads peak — home values rose 2.4% year on year, 1.3% off the recent peak (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

At $41,136, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. The vacancy rate is 61.5% — elevated. About 742 people live here, median age 55. The poverty rate is 18.2% — high, a tax-stress and distress correlate. The typical home is worth about $109,200 (2.1× income, relatively affordable). Around 44% of renters are cost-burdened. 96% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. The ZIP holds roughly 971 housing units.

Net-net, 04487 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.