ZIP 04427 Property Distress & Foreclosure Data

In Penobscot County, Maine, ZIP 04427 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). On the structural side it scores 56/100, with 5/100 of stress already active. Its standout signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). By contrast, mortgage stress (17/100) register low.

The market reads peak — home values rose 2.4% year on year, 1.3% off the recent peak, and 22% higher over three years (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

At $60,612, median income runs below typical U.S. levels. 82% of housing is owner-occupied. The vacancy rate is 10.8%. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 8.5%. About 2,942 people live here, median age 43. Around 14% of renters are cost-burdened. The typical home is worth about $135,800 (2.0× income, relatively affordable). The demographic-stress sub-score lands at 21/100. The ZIP holds roughly 1,353 housing units.

Net-net, 04427 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.