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ZIP 04419 Foreclosure, Tax-Lien & Distress Report

Penobscot County, Maine · Cooling Market market

DLRadar grades ZIP 04419 (Penobscot County, Maine) at a low 25/100 for overall property distress. Latent structural risk is 56/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The pressure is most legible in structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (17/100) stay muted.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, and 56% higher over three years (phase confidence 44/100). A cooling market tends to open discount-to-value windows.

Population is roughly 2,901 with a median age of 44. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 19% bachelor's-or-above. Vacancy runs 4.3%. Around 37% of renters are cost-burdened. A median home runs $256,800 here, or 2.6 times local income. There are about 1,362 housing units across 04419. Median household income is $89,615, above the U.S. median near $78,000. The poverty rate is 10.7%.

Net-net, 04419 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04419 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 04419 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 04419, the field stays empty rather than modeled, and fills in as new documents post.

04419's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04419 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

25/100
Composite stress
56/100
Structural risk
5/100
Distress activity

What is driving ZIP 04419’s distress

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk79
04419 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 04419 Stress Report snapshot

A live read on 04419: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Penobscot County

Nearest ZIP codes to 04419

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 04419

More ZIP, county and state distress intelligence connected to Penobscot County, Maine.

Open the complete 04419 acquisition file

Every distressed parcel in 04419 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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