ZIP 04488 Foreclosure, Tax-Lien & Distress Report

ZIP 04488's composite property-distress score is 26/100 - DLRadar classes that as low for Penobscot County, Maine. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (17/100). Latent structural risk is 57/100 while live distress already moving reads 5/100.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak (phase confidence 44/100). A cooling market tends to open discount-to-value windows.

Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 04488 scores 25/100. About 1,087 people live here, median age 40. 87% of housing is owner-occupied. Educational attainment sits at 20% bachelor's-or-above. Around 29% of renters are cost-burdened. The typical home is worth about $205,700 (2.4× income, relatively affordable). There are about 586 housing units across 04488. Households earn a median $76,563 — near the roughly $78,000 national figure. The poverty rate is 5.4% — low.

Taken together, 04488 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 04488 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 04488's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 04488 reflects the current record instead of a stale or modeled snapshot.

The 26/100 figure for 04488 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04488 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.