ZIP 04488 Property Distress & Foreclosure Data

Composite property distress in 04488 (Penobscot County, Maine) lands at 25/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (79/100)). The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100). Structural exposure scores 56 and live distress 5 on the 0–100 scale.

The peak-phase market in 04488 posted values that rose 2.4% over the year, 1.3% off the recent peak, at 56/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 1,087 with a median age of 40. Owners hold 87% of homes, renters 13%. Educational attainment sits at 20% bachelor's-or-above. Rent burden reaches 29% of tenant households. Home values center near $205,700, an affordability ratio of 2.4× — accessible. There are about 586 housing units across 04488. Median household income is $76,563, near the U.S. median near $78,000. 5.4% of residents fall below the poverty threshold.

On the whole, 04488 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.