ZIP 04495 Property Distress & Foreclosure Data

In Penobscot County, Maine, ZIP 04495 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 56 and live distress 5 on the 0–100 scale. Its standout signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

273 residents call 04495 home, typically aged 57. A median home runs $95,600 here, or 2.6 times local income. About 25% have a four-year degree. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 04495 scores 31/100. There are about 182 housing units across 04495. Rent burden reaches 60% of tenant households. Households earn a median $37,125 — below the roughly $78,000 national figure. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 04495 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.