ZIP 04493 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 04493 in Penobscot County, Maine comes in at 26, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (79/100). What sets it apart are the readings on construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low. Structurally it carries 57/100, against 5/100 of stress already in motion.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak (phase confidence 44/100). Falling values surface more motivated sellers and below-market exits.
A median home runs $183,700 here, or 2.9 times local income. There are about 1,273 housing units across 04493. 1,790 residents call 04493 home, typically aged 51. The vacancy rate is 34.6% — elevated. 91% of housing is owner-occupied. At $55,625, median income runs below typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Rent burden reaches 14% of tenant households. Roughly 7.5% live below the poverty line.
On the whole, 04493 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04493 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 04493 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04493 can be compared directly against any other ZIP in Penobscot County, Maine or nationwide. Where the public record is thin for 04493, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 for 04493 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04493 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 04493 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
04493 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Penobscot County ZIP reports
Related reports across Penobscot County, Maine
Related ZIP, county and statewide reads linked to Penobscot County, Maine.
Unlock parcel-level detail for ZIP 04493
The full 04493 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology