ZIP 04493 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 04493 in Penobscot County, Maine comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (79/100). What sets it apart are the readings on structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low. Structurally it carries 56/100, against 5/100 of stress already in motion.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak (phase confidence 44/100). Falling values surface more motivated sellers and below-market exits.

A median home runs $183,700 here, or 2.9 times local income. There are about 1,273 housing units across 04493. 1,790 residents call 04493 home, typically aged 51. The vacancy rate is 34.6% — elevated. 91% of housing is owner-occupied. At $55,625, median income runs below typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Rent burden reaches 14% of tenant households. Roughly 7.5% live below the poverty line.

On the whole, 04493 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04493 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 04493 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04493 can be compared directly against any other ZIP in Penobscot County, Maine or nationwide. Where the record is thin for 04493, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 for 04493 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04493 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.